Terms & Conditions

Saturn

Terms of Service

Last updated: 08/31/2026

These Terms of Service (these "Terms" or this "Agreement") are a contract between you and Saturn Global Capital Investments Ltd., a British Virgin Islands limited company ("Saturn," "we," "our," or "us") and govern your access to and use of the website hosted user interface located at https://saturn.credit and all related components (the "Interface"), and such other software applications, products, and services we provide from time to time (together with the Interface, the "Services").

By accessing or using any portion of the Services, or, if earlier, by clicking on an "I Agree" button or check box presented with these Terms, you agree to comply with and be bound by these Terms and any materials expressly incorporated herein. If you do not agree, you are not authorized to access or use any of the Services and should not use the Services.

THESE TERMS INCLUDE A WAIVER OF ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, AS WELL AS A MANDATORY ARBITRATION CLAUSE THAT GOVERNS RESOLUTION OF CERTAIN DISPUTES AND WAIVES YOUR RIGHT TO SUE IN COURT OR HAVE A TRIAL BY JURY. PLEASE READ SECTION 21 CAREFULLY.

1. The Services

The Interface provides a web-based means to access the Saturn Protocol (the "Protocol"), a set of autonomous, self-executing smart contracts that run on public blockchain networks. The Protocol enables users to perform transactions with certain digital assets, including cryptocurrencies, stablecoins, and other blockchain-based tokens (each, a "Digital Asset") that are compatible with the underlying blockchain network, which may include, as applicable, minting, redeeming, staking, and unstaking supported Digital Assets and accessing certain Protocol governance functions.

The Interface is distinct from the Protocol. The Interface is one, but not the exclusive, means of accessing the Protocol. The Protocol is comprised of open-source or source-available self-executing smart contracts. You acknowledge and agree that we do not control the Protocol and that we do not have control over Digital Asset transactions conducted on the Protocol. You also acknowledge and agree that your interactions with the Protocol, including Digital Asset transactions, are not interactions with us. Access to the Protocol’s primary market minting functionality is conditioned on the completion of the identity verification procedures described in Subsection 2.2 (Verification and Screening) below. Other Protocol functions may be accessed by connecting a compatible Digital Asset Wallet without registration.

All transactions executed through the Protocol are executed by autonomous smart contracts on the Ethereum blockchain and are irreversible once confirmed. We do not offer refunds, and we do not support transactions in, or conversions to or from, fiat currencies through the Services.

2. Eligibility

If you are an individual, you represent and warrant that you are at least 18 years old, capable of forming a binding contract with Saturn in your respective jurisdiction, and not a Restricted Party (as defined in Subsection 2.1 below). If you are accessing or using the Services on behalf of a legal entity or other organization, you represent and warrant that you are authorized to agree to these Terms for that entity or organization and represent to Saturn that you have the power and authority to bind your legal entity or organization to these Terms.

2.1 Restricted Parties

In connection with the Services, you represent and warrant that:

  1. You will comply with all applicable laws including but not limited to export restrictions, end-user restrictions, antiterrorism laws, anti-money laundering laws, and economic sanctions. You are not permitted to use the Services if doing so would, directly or indirectly, violate applicable laws including but not limited to economic or financial sanctions or trade embargoes imposed, administered, or enforced by: the U.S. Department of the Treasury’s Office of Foreign Assets Control, the U.S. Department of Commerce, the U.S. Department of State, the United Nations Security Council, the European Union, the United Kingdom, or any other applicable national, regional, provincial, state, municipal, or local laws and regulations (collectively, "Sanctions Laws");

  2. You will comply with all applicable laws. You may not access or use the Services if you are a citizen of, a resident of, located in, or domiciled in the United States, or if doing so is prohibited under any other applicable laws in your jurisdiction;

  3. Except as authorized or otherwise not prohibited under the terms of applicable Sanctions Laws, neither you nor any person or entity controlling you is subject to Sanctions Laws, and you are not performing any activities on behalf of any person or entity that is the subject of Sanctions Laws;

  4. Neither you, nor anyone controlling or acting on your behalf, is a citizen or resident of, or located, organized, or headquartered in, any of the following jurisdictions: Afghanistan, Belarus, Canada, the Central African Republic, Congo (Brazzaville), Congo (Kinshasa), Cuba, Haiti, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, the Democratic People’s Republic of Korea (North Korea), the Russian Federation, Somalia, South Sudan, Sudan, Syria, Ukraine, the United States, Venezuela, Yemen, or Zimbabwe, or any other jurisdiction that is comprehensively sanctioned or embargoed by the United States, the United Nations, or the United Kingdom, or where use of the Services would be illegal or otherwise violate any applicable laws (each, a "Restricted Jurisdiction"); and

  5. You are solely responsible for determining whether your access to and use of the Interface complies with applicable laws and regulations in your jurisdiction. By using the Interface, you expressly represent and warrant that your activities are lawful under such applicable laws.

(each a "Restricted Party")

You further represent and warrant that you will not access or use, or attempt to access or use, the Services through a virtual private network, proxy service, or any other tool, technique, or technology intended to disguise or manipulate your actual location or identity, or to otherwise circumvent or attempt to circumvent any geographic restriction or other access control implemented in connection with the Services.

2.2 Verification and Screening

You may be required to provide us directly, or through a third party, with certain information and documentation. In particular, access to the Protocol’s primary market minting functionality requires the completion of know-your-customer identity verification procedures in accordance with applicable law. You represent and warrant that any information and documentation that you provide to us, whether as part of the Services or otherwise, is complete and accurate. We may employ various measures to comply with our anti-money laundering obligations and otherwise prevent the misuse of the Services. These verification and screening procedures may include, without limitation, checking the information you provide against sanctions lists issued by any governmental authority prohibiting or limiting business activities or transactions with any persons, and screening Digital Asset Wallet addresses through blockchain analytics providers. You hereby authorize us, directly or through a third party, to make inquiries that we consider necessary to verify your identity and/or protect against the misuse of the Services. We shall have no liability or responsibility for any permanent or temporary inability to access or use the Services as a result of any identity verification or other screening procedures.

3. Digital Asset Wallets

3.1 In General

To use certain aspects of the Services, you must connect a compatible third-party software application (or other mechanism) that provides a means for holding, storing, transferring, and receiving Digital Assets (a "Digital Asset Wallet" or "Wallet"). Access to the Services is Wallet-based, and each Wallet address constitutes a distinct user identity in connection with the Services. Each Wallet address is independently controlled by the holder of its corresponding private keys.

3.2 Non-Custodial

The Services are purely non-custodial applications; we cannot and do not have custody, possession, or control of your Digital Assets at any time. We do not provide, host, or control any Wallet software. Further, you are solely responsible for the custody of the cryptographic private keys associated with your Wallet(s), and you should never share your Wallet’s password, seed phrase, or other access credentials with anyone. We accept no responsibility for, or liability to you, in connection with your use of a Wallet and make no representations or warranties regarding how any of the Services will interact or operate with any specific Wallet. We reserve the right, in our sole discretion, to prohibit certain Wallet addresses from being able to connect to the Interface or from accessing or using other aspects of the Services.

3.3 Security

You are solely responsible for maintaining the security of your Wallet and any device or credential used to access the Services. Any unauthorized access to your Wallet by third parties could result in the loss or theft of your Digital Assets. We are not responsible for managing and maintaining the security of your Wallet, and we are not liable for, and you agree to hold us harmless from, any acts or omissions by you or any third party that result in unauthorized access to or use of your Wallet.

4. Third Party Services and Waiver

4.1 Third Party Services

The Services may include, without limitation, links to or integrations with sites, technology, applications, products, services, materials, or resources provided or made available by third parties, including without limitation decentralized exchange pools, swap or limit-order protocols, cross-chain interoperability or bridging protocols, and oracle or price feed networks (collectively, "Third Party Services"). Your access and use of any Third Party Service is subject to the terms and policies of the applicable Third Party Service provider. We do not control any Third Party Service. You acknowledge and agree that you are solely responsible for any and all costs and charges associated with your use of any Third Party Service. Our integration or inclusion of any Third Party Service does not imply endorsement or recommendation. You acknowledge and agree that we are not responsible for the availability, reliability, accuracy, or legitimacy of any Third Party Service (including any related websites, resources, or links displayed therein). Any dispute you have with a Third Party Service including, without limitation, regarding your intellectual property rights, is between you and the provider of that Third Party Service. Saturn will not be responsible or liable for any damage or loss caused or alleged to be caused by, or in connection with, your use of, or reliance on, any Third Party Service.

4.2 Third Party Applications

If, to the extent permitted by Saturn, you grant express permission to a Third Party Service to access or connect to the Services, either through a third party’s service or the Interface, you acknowledge that granting permission to such third party to take specific actions on your behalf does not relieve you of any of your responsibilities under these Terms. You are fully responsible for any act or omission of any third party. You acknowledge and agree that you will not hold Saturn responsible for, and will indemnify Saturn from, any liability arising out of or related to any act or omission of any third party with access to your Digital Asset Wallet, application, software, or other mechanism that you use to interact with the Services.

4.3 Waiver of Claims

To the maximum extent permitted by applicable law, you waive any and all claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, against Saturn and its affiliates, and each of their respective officers, employees, agents, and successors arising out of or in any way related to any of the risks set forth herein. You also waive application of Section 1542 of the Civil Code of the State of California, or any similar statute or law of any other jurisdiction. Section 1542 reads as follows: "a general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor."

5. Saturn Points and Rewards

We may make available a points program pursuant to which users may accrue points ("Saturn Points") for engaging in certain activities on or through the Services. Details regarding the criteria for accruing Saturn Points, if any, may be found within the official Saturn documentation. Saturn reserves the right to change, modify, discontinue, or cancel the Saturn Points program, or any user’s Saturn Points, at any time and without notice to you.

Saturn Points are not Digital Assets. Saturn Points have no monetary value, are not redeemable for cash or any Digital Asset, may not be sold, transferred, or exchanged, and do not represent any right to, claim on, or interest in Saturn, the Protocol, or any current or future Digital Asset. Any determination regarding whether to make any distribution or allocation of any Digital Asset, and any eligibility criteria applicable to any such distribution or allocation, shall be made by Saturn or its affiliates in their sole and absolute discretion. The accrual of Saturn Points does not entitle you to receive any Digital Asset, distribution, allocation, reward, or other benefit of any kind, and you should not accrue Saturn Points, or use the Services, with any expectation of receiving any Digital Asset or other benefit.

You understand and agree that Saturn does not guarantee that you will receive any reward, incentive, distribution, or other benefit in connection with Saturn Points or otherwise. Any information regarding the potential amount, rate, or availability of any reward or incentive that is set out in the Services is an estimate only. Saturn expressly disclaims all representations and warranties regarding Saturn Points and any reward or incentive including, without limitation, that: (i) any stated amount, percentage, or rate will be received; (ii) any reward or incentive will occur on a continuous basis; (iii) any reward or incentive will be available on an uninterrupted or error-free basis; and/or (iv) any particular Digital Asset will be available in connection with any reward or incentive. Any Saturn Points, reward, or incentive that we make available from time to time is subject to these Terms and any other applicable term or provision regarding the same.

6. Risk Disclosures

You understand, accept, and agree to assume all of the various risks involved in using the Services and transacting in Digital Assets, including without limitation the following:

  • Digital Assets, the features, functions, characteristics, operations, use, and other properties and/or software, networks, protocols, systems, or other technology that Digital Assets interact with are complex; and Digital Asset terms, features, or risks may not be readily or fully understood due to such complexities.

  • Digital Assets will be irretrievably lost if sent to the wrong address, if the address is improperly formatted, contains an error, or involves a certain type of Digital Asset that is not compatible with the relevant blockchain network.

  • Digital Assets may be subject to forks or attacks on the security, integrity, and/or operation of the networks, including any network events. These events may affect features, functionality, operations, use, or properties of any Digital Asset or network and/or the value of any Digital Asset.

  • Any Digital Asset or the Services may be targeted by malicious persons or individuals who may attempt to disrupt the Services or steal Digital Assets. This includes but is not limited to malware, hacking, phishing, double spending, smurfing, spoofing, sybil attacks, social engineering, majority mining, mining attacks, distributed denial of service, and blockchain forks.

  • The public nature of the internet means that parts or the entire internet may be unreliable or unavailable at any given time. Interruption, delay, corruption or loss of data, the loss of confidentiality or privacy through the course of data transmission, or malware transmission may occur when transmitting data via the internet and/or other technology. This may result in your transactions not being executed according to your instructions at the requested time, or not executed at all. There is no technology that is completely secure or safe.

  • Any Digital Asset may decrease in value or lose all value in a short period of time or permanently due to various factors, including but not limited to: government or regulatory activity, the discovery of wrongful or illegal conduct, market manipulation, price distortion, insider dealing, market distortion, malicious wrongdoing or behaviors, changes to the Digital Asset’s nature or characteristics, suspension or cessation of support for a Digital Asset by exchanges, public opinion, other factors outside of our control, technical advancements, and macroeconomic and political factors.

  • No representation is made that $USDat will maintain a stable value or trade at any particular price. The value of $USDat depends on, among other things, the value, composition, custody, and performance of the assets supporting it, the continued operation of the Protocol’s minting and redemption mechanisms, and market conditions on secondary trading venues that are outside of our control.

  • Any yield, appreciation, or exchange rate associated with $sUSDat is variable, is not guaranteed, and may be lower than expected, zero, or negative. Past performance is not indicative of future results.

  • Cross-chain transfers of Digital Assets rely on third-party interoperability and bridging protocols. Bridges and interoperability protocols may be exploited, may fail, or may result in delayed, incomplete, or failed transfers, and Digital Assets transferred across chains may be lost in whole or in part.

  • The Protocol relies on third-party oracle networks for price feeds and other data. Oracle networks may be manipulated, may fail, or may report inaccurate or delayed data, which may adversely affect the operation of the Protocol and the value of any Digital Asset.

  • Digital Assets involved with a decentralized application (like the Protocol) or a Wallet software provider are not protected deposits and/or are not protected by any deposit protection scheme in any relevant jurisdiction. Thus, Digital Assets have a reduced level and type of protection compared to fiat currencies and other asset classes or types.

  • Digital Assets are subject to an extensive and rapidly evolving regulatory landscape, and any changes to any laws and regulations could adversely impact our ability to offer, and your use of and access to, the Services in your jurisdiction. Further, such changes could also impact your legal obligations with respect to your use of the Services.

  • The Services rely on services and software provided by third-party service providers, and any failure, interruption, or discontinuation of such services or software may adversely affect the availability or operation of the Services.

  • A defining feature of blockchain technology is that its entries are immutable and publicly viewable. Information regarding your transactions, including your Wallet address and transaction history, will be publicly visible on the applicable blockchain and cannot be deleted or modified.

  • You understand that smart contract transactions automatically execute and settle, and that blockchain-based transactions are irreversible when confirmed. You acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems are variable and may increase dramatically at any time.

7. Acknowledgements and Covenants

By accessing or using the Services, you acknowledge, represent, and warrant, in each case as applicable, as follows:

7.1 Acknowledgement and Assumption of Risks

You represent and warrant that you have received a copy of, have carefully read, understand, accept, and agree to be bound by these Terms and assume all of the various risks involved in using, holding, trading, delivering, transacting, and transferring Digital Assets and the use of the Services, including but not limited to the risks specifically set forth in Section 6 above. You agree that Saturn shall not be liable to you for any loss, damage, expense, or liability that may relate to your use of the Services. Further, you represent that you are able to bear any financial or other loss associated with or that may otherwise relate to your access or use of the Services.

7.2 Non-Reliance

You represent that you are not relying on (and will not at any time rely on) any communication (written or oral) of Saturn as advice or as a recommendation to engage in any transaction involving Digital Assets. Further, you confirm that Saturn has not given any guarantee or representation as to the potential success, return, effect, or benefit (either legal, regulatory, tax, financial, accounting, or otherwise) of transacting in Digital Assets and/or made any representation to you regarding the legality of transacting in Digital Assets under any applicable law. In deciding to use the Services to transact in Digital Assets, you are not relying on the advice or recommendations of Saturn, and you have made your own independent decision that using the Services and transacting in Digital Assets are suitable and appropriate for you.

We do not provide investment advice, and any content on the Interface or other communication channels should not be considered as advice.

You are solely responsible for seeking professional advice regarding your particular financial, legal, and technical circumstances, and other conditions prior to commencing your use of the Services. You represent and warrant that you fully understand all risks associated with using the Services and you have the necessary experience, understanding, and risk tolerance for using the Services, including the necessary experience and knowledge to enter into any relevant transaction through the Services. You agree to carefully consider and use clear judgment to evaluate your financial situation and risks before making any decisions to use the Services. You accept the risk of using the Services and are responsible for conducting your own independent analysis of the risks specific to your use of the Services.

8. Prohibited Use

You may not use the Services to engage in the following (representative, but not exhaustive) categories of activities:

  • Unlawful Activity. Activity which, in any way, would violate, or assist in violation of, any law, statute, ordinance, or regulation, or sanctions programs administered in the countries where Saturn offers the Services, or which would involve proceeds of any unlawful activity; publish, distribute, or disseminate any unlawful material or information.

  • Money Laundering and Sanctions Violations. Activity which, directly or indirectly, involves the laundering of the proceeds of crime, the financing of terrorism, or any transaction with, for the benefit of, or on behalf of any person or entity that is the subject of Sanctions Laws, or any attempt to conceal or disguise the source, ownership, or destination of any Digital Assets.

  • Abusive of Others. Interfere with another individual’s access to or use of the Services including but not limited to exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content; defame, abuse, extort, harass, stalk, threaten, or otherwise violate or infringe the legal rights of others; ask for personally identifiable information, or otherwise; transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation; impersonate or attempt to impersonate Saturn, an employee, another user, or any other person or entity (including, without limitation, by using email addresses, screen names, similarly named or commonly misspelled URLs, or associated blockchain identities); engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services; incite, threaten, encourage, or promote hate, racial intolerance, or violent acts against others.

  • Fraud. Activity which operates to deceive or defraud, or attempt to deceive or defraud, Saturn, any users, or any other person, including without limitation providing any false, inaccurate, or misleading information whether directly through the Services or through an external means that affects the Services with the intent to unlawfully obtain the property of another or to provide knowingly or recklessly false information, including in any way that causes inaccuracy among the content on the Services.

  • Circumvention of Restrictions. Use of a virtual private network, proxy service, or any other tool, technique, or technology to disguise or manipulate your actual location or identity, or to otherwise circumvent or attempt to circumvent any geographic restriction, eligibility requirement, or other access control implemented in connection with the Services, including if you are a Restricted Party or located in a Restricted Jurisdiction.

  • Abusive Activity. Cause the Services, the Services’ underlying blockchain networks or technologies, or any other functionality with which the Services interact, to work other than as intended; damage the reputation of Saturn or impair any of our legal rights or interests; engage in any activity or behavior that violates any applicable laws concerning, or otherwise damages, the integrity of the Services, or any other service or software which relies on the Services; use the Services in any manner that could disable, overburden, damage, impair, or interfere with the Services, including the ability to engage in real time activities through the Services; use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services; attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services or information in connection with the Services is stored, or any server, computer, or database connected to the Services, including any underlying blockchain.

  • Intellectual Property Infringement. Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable law or regulation or that otherwise may be in conflict with these Terms; engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under the law, including but not limited to sales, distribution, or access to any licensed materials without the appropriate authorization from the rights holder; use Saturn’s intellectual property, name, or logo, including use of any Saturn trade or service mark, without express consent of Saturn or in a manner that otherwise harms Saturn or the Saturn brand; any action that implies an untrue endorsement by or affiliation with Saturn.

(each a "Prohibited Use")

You agree and represent that you will not engage in any Prohibited Use in connection with the Services. You represent and warrant that you: (a) will abide by any and all applicable laws of the jurisdiction where you are located; (b) will abide by all local, national, and international practices regarding Internet use; (c) will abide by all network agreements, rules, and procedures related to or in connection with the Services; (d) will use the Services including Digital Asset transactions in a manner that complies with applicable law and regulation in your jurisdiction; (e) have obtained sufficient information about the Services, Digital Assets, and other services or products in connection with the Services to make an informed decision in regard to your use of the Services; (f) shall bear the full responsibility for any and all activities that occur in connection with your use of or access to the Services including without limitation transactions of Digital Assets, interacting with the Services, disclosing or publishing information, clicking to agree with various agreements, and uploading and submitting various documents or information; and (g) are the legal and rightful owner of the Digital Assets in the Wallet address(es) and/or the Digital Assets you use in connection with the Services.

9. Changes, Suspension, and Termination

Saturn may, at its discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, all or any portion of the Interface. The Protocol’s smart contracts are permissionless and autonomous, and Saturn cannot unilaterally prevent any person from interacting with the Protocol’s smart contracts directly. However, Saturn may restrict, suspend, or terminate access to the Interface for any user who violates these Terms, is identified as a person subject to Sanctions Laws, or is located in a Restricted Jurisdiction. You further acknowledge that $USDat and $sUSDat incorporate a seize mechanism that may be exercised against Wallet addresses identified as subject to sanctions under applicable law.

You acknowledge that our decision to take certain actions, including limiting access to, suspending, or terminating your access to the Interface, may be based on our confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you.

9.1 No Liability

Saturn will not be liable for any losses suffered by you resulting from any modification of the Services or from any suspension or termination of your access to all or a portion of the Interface (whether pursuant to this Section 9 or for any other reason). You acknowledge that Digital Asset values may fluctuate during any period during which the Services have been suspended and agree that Saturn will have no liability for any such fluctuations. Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone using the Services. You waive and hold harmless Saturn and its affiliates, licensees, and service providers from any claims resulting from any action taken by Saturn and/or any of the foregoing parties during, or taken as a consequence of, investigations by us, such parties, or law enforcement authorities.

9.2 Effect of Termination

Upon any suspension or termination of your access to the Interface, your right to access and use the Interface will immediately cease. Suspension or termination of your access to the Interface will not affect transactions previously confirmed on the applicable blockchain network, and will not restrict your ability to interact with any permissionless smart contract directly. All sections of this Agreement that by their nature should survive termination shall survive termination.

10. Intellectual Property Rights

10.1 Saturn Materials

The Services and their entire contents, features, and functionality including but not limited to all information, software, text, displays, images, video, and audio, the design, selection, and arrangement thereof, and the "look and feel" of the Services, except any open source software, are owned by Saturn and its affiliates ("Saturn Materials"), its licensors, or other providers of such material and are protected by applicable and/or international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The Protocol’s smart contract code is open-source or source-available and is subject to the terms of its applicable licenses.

10.2 Limitations on Use

In connection with your use of the Services, you may use the Saturn Materials solely as authorized by us for as long as we permit you to continue accessing the Services. Without limiting the foregoing, you agree not to: (a) resell, lease, lend, share, distribute, or otherwise permit any third party to use the Services or Saturn Materials, or use the Services or Saturn Materials in any service bureau environment; (b) modify or create derivative works of the Services or Saturn Materials, or any portion thereof, or any data or information received by you in connection therewith; (c) frame, display, or incorporate the Services or Saturn Materials in any website or any other work of authorship; (d) decompile, disassemble, reverse engineer, or attempt to discover the source code of the Services or Saturn Materials, except with respect to open-source software and only as permitted by the applicable open-source license; (e) use the Services or Saturn Materials to design, develop, or create any competing product or service; or (f) otherwise use the Services or Saturn Materials for any commercial or noncommercial purpose other than their intended purposes determined at Saturn’s discretion.

10.3 Rights We Grant You

We hereby permit you to use and access the Services, provided that you comply with these Terms. If any software, content, or other materials owned or controlled by us are distributed to you as part of your use of the Services, we hereby grant you a non-sublicensable, non-transferable, and non-exclusive right and license to execute, access, and display such software, content, and materials provided to you as part of the Services, in each case for the sole purpose of enabling you to use the Services as permitted by these Terms.

10.4 Reservation of Rights

If your use of or access to the Services is in breach of these Terms, your right to access the Services will stop immediately and you must, at our sole option, return or destroy any copies of the materials that you made directly or indirectly from the Services. No right, title, or interest in or to the Services is transferred to you, and all rights not expressly granted are reserved by Saturn. You may freely use any open-sourced materials up to the limits provided, but in accordance with any requirements placed, by those materials’ open-source licenses. Any use of the Services not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other applicable laws.

10.5 Trademarks

The Saturn name, the term "Saturn Global Capital Investments Ltd.," the $USDat, $sUSDat, $STRN, and $sSTRN names and symbols, and all related names, logos, product and/or service names, designs, and slogans are trademarks of Saturn, its affiliates, or licensors. You agree not to use such marks without the prior express written permission of Saturn.

11. Interface Content

We do not warrant the accuracy, completeness, or usefulness of any materials or information that we or a third party present on or through the Services, and such information is made available solely for general information and education purposes. Without limiting the foregoing, price and other market data displayed on the Interface is sourced through third-party on-chain oracle feeds, and we do not directly stream, verify, or guarantee any such data. Any information posted to the Services should not be construed as an intention to form a contract, and in no case should any information be construed as our offer to buy, sell, exchange, or otherwise transact Digital Assets. We disclaim all liability and responsibility arising from any reliance placed on such information or materials by you, any other user or person who may be informed of any of the Services’ contents, or by the actions or omissions of others interacting with the Services.

12. Interactions with Other Users

You are responsible for your interactions with other users on or through the Services. While we reserve the right to monitor interactions between users, we are not obligated to do so, and we cannot be held liable for your interactions with other users, or for any user’s actions or inactions. If you have a dispute with one or more users, now or in the future, you agree to release Saturn (and our affiliates and subsidiaries, and our and their respective officers, directors, employees, and agents) from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. In entering this release, you expressly waive any protections (whether statutory or otherwise) that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release. Any governance forum or other third-party platform through which users may submit or deliberate on Protocol governance proposals is separate from the Interface and is subject to its own terms and policies.

13. Promotions

Saturn may make available special offers or conduct promotions for qualifying users. Subject to applicable laws, Saturn, or the issuer of a Digital Asset subject to an offer or promotion, may establish qualifying criteria to participate in any special promotion at its sole discretion. Saturn may revoke any special offer at any time and for any reason without advance notice to you. Saturn is under no obligation to make available special offers to all users. Saturn makes no recommendation and does not provide any advice about the value or utility of any Digital Asset that is part of a promotion.

14. Feedback

Any questions, suggestions, responses, ideas, feedback, reviews, or other information or materials regarding the Services provided by you to Saturn (collectively, "Feedback") are non-confidential. Saturn will be entitled to the unrestricted use and dissemination of Feedback for any purpose, commercial or otherwise, without acknowledgment, attribution, or compensation to you. You hereby assign to Saturn all right, title, and interest to Feedback together with all associated intellectual property rights and waive any claim for acknowledgement or compensation based on any Feedback or any modifications made based on any Feedback.

15. Relationship of the Parties

Saturn is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in your use of the Services. Saturn does not provide investment, tax, or legal advice, and you are solely responsible for any transaction, investment, strategy, decision, or other act that you make when using the Services. Saturn may provide educational material or information on the Interface, through the Services, social media accounts, or other channels of communication. No communication or information provided to you by Saturn is intended as, or shall be considered or construed as, advice.

To the fullest extent permissible by law, you agree that neither your access to nor use of the Services causes Saturn or any user to owe fiduciary duties or liabilities to you or any third party. Further, you acknowledge and agree that to the fullest extent such duties or liabilities are afforded by law or by equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated, and that Saturn shall be held completely harmless in relation thereof.

16. Charges and Fees

16.1 Protocol Fees

Certain transactions executed through the Protocol may be subject to fees charged at the smart contract level, including deposit fees and redemption fees (collectively, "Protocol Fees"). Protocol Fees are charged and retained at the Protocol level. Details regarding any applicable Protocol Fees may be made available on the Interface or in official Saturn documentation. You may also be charged fees in connection with your access to the Protocol via a third-party interface. You are responsible for doing your own diligence on any third-party interface to understand any applicable fee or charge that such third party may charge you. Under no circumstances shall Saturn incur any liability, of any kind, to you arising from or relating to fees charged to you by your access or use of the Protocol via a third-party interface.

16.2 Our Charges and Fees

We may, in our sole discretion and at any time, set or modify the fees for the Services. If we decide to set or modify fees for the Services, the fee schedule will be available on the Interface. Except when required by law, fees are non-refundable.

16.3 Blockchain Fees

Blockchain transactions require the payment of transaction fees to the appropriate network’s nodes, miners, validators, or operators ("Blockchain Fees"). You will be solely responsible to pay the Blockchain Fees for any transaction that you initiate via the Services. Blockchain Fees are neither levied directly by Saturn nor paid to or shared with Saturn in any way, but rather are determined by your use of the Services and the rules placed by the corresponding blockchain communities at large. You acknowledge and agree that Saturn has no control over Blockchain Fees (including without limitation their applicability, payment, amounts, transmission, intended operation, and effectiveness) whether related to your use of the Services or otherwise, and in no event will Saturn be responsible to you or any other party for the payment, repayment, refund, disbursement, indemnity, or for any other aspect of your use or transmission of Blockchain Fees.

17. General Service Terms

17.1 Smart Contract Transactions

In connection with the Services, transactions rely on smart contracts stored on various blockchains, cryptographic tokens generated by smart contracts, and other nascent software, applications, and systems that interact with blockchain-based networks. These technologies are experimental, speculative, inherently risky, and subject to change. A defining feature of blockchain technology is that its entries are immutable, which means, as a technical matter, they generally cannot be deleted or modified by anyone. You acknowledge and understand that smart contracts dictate how funds and ownership of Digital Assets are distributed.

17.2 Taxes

It is your sole responsibility to determine whether and to what extent any taxes apply to activity you conduct through the Services, and to withhold, collect, report, and remit the correct amounts of taxes to the appropriate tax authorities. Saturn does not provide tax documents or prepare information regarding your taxes. No communication or information provided to you by Saturn is intended as, or shall be considered or construed as, legal or tax advice.

18. Warranty Disclaimer

Saturn has no oversight of or control over any particular Digital Asset or blockchain network. You are responsible for your use of the Services.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL SATURN, ITS AFFILIATES, AND SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, MAN-IN-THE-MIDDLE ATTACK, VIRUS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES, INTERFACE, OR SATURN MATERIALS, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN THROUGH THE SERVICES, OR YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY THIRD PARTY WEBSITE LINKED TO IT.

YOUR USE OF THE SERVICES AND ANY SERVICES CONTENT IS AT YOUR SOLE RISK. THE SERVICES, SATURN MATERIALS, INTERFACE, THE PROTOCOL, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT LEGALLY PERMISSIBLE, IN NO EVENT WILL SATURN, ITS AFFILIATES, AND SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE FOR, AND EXPLICITLY DISCLAIM, ANY AND ALL REPRESENTATIONS OR WARRANTIES OF ANY KIND RELATED TO THE SERVICES, SATURN MATERIALS, OR THE PROTOCOL, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING (WITHOUT LIMITATION) THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER SATURN, ITS AFFILIATES, AND SERVICE PROVIDERS, NOR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, SATURN MATERIALS, PROTOCOL, AND/OR ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN.

SATURN, ITS AFFILIATES, AND SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES DO NOT REPRESENT OR WARRANT THAT: (A) ACCESS TO THE SERVICES, SATURN MATERIALS, INTERFACE, THE PROTOCOL, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, WITHOUT DELAY, ERROR-FREE, SECURE, OR FREE FROM DEFECTS; (B) THE INFORMATION CONTAINED OR PRESENTED ON THE SERVICES, SATURN MATERIALS, THE PROTOCOL, OR INTERFACE IS ACCURATE, RELIABLE, COMPLETE, CONCISE, CURRENT, OR RELEVANT; (C) THE SERVICES, SATURN MATERIALS, INTERFACE, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN OR ANY SOFTWARE CONTAINED THEREIN WILL BE FREE FROM DEFECTS, MALICIOUS SOFTWARE, ERRORS, OR ANY OTHER HARMFUL ELEMENTS, OR THAT ANY OF SUCH WILL BE CORRECTED; OR (D) THE SERVICES, SATURN MATERIALS, INTERFACE, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN WILL MEET ANY USER’S EXPECTATIONS. NO INFORMATION OR STATEMENT THAT WE MAKE, INCLUDING DOCUMENTATION OR PRIVATE COMMUNICATION, SHOULD BE TREATED AS OFFERING ANY WARRANTY CONCERNING THE SERVICES, SATURN MATERIALS, INTERFACE, OR THE PROTOCOL, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN. WE DO NOT ENDORSE, GUARANTEE, OR ASSUME ANY LIABILITY OR RESPONSIBILITY FOR ANY CONTENT, ADVERTISEMENTS, OFFERS, STATEMENTS, OR ACTIONS BY ANY THIRD PARTY EITHER REGARDING THE SERVICES, SATURN MATERIALS, INTERFACE, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

19. Indemnification

You agree to defend, indemnify, and hold harmless Saturn, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Services, including, but not limited to, your interactions with the Interface or the Protocol, and any other service, product, application, or features accessible on or through the Services; (c) your use of or reliance on the Interface’s content, the Services, and/or services or products other than as expressly authorized in these Terms; (d) your use of or reliance on any information obtained from the Services; (e) your access or use of a Third Party Service; (f) failed transactions when depositing Digital Assets into a liquidity pool, vault, or other protocol; (g) engaging in any Prohibited Use, whether alone or in concert with others such as front-running; and/or (h) any third party’s access or use of the Services with or without your assistance, using any device, account, profile, Digital Asset Wallet, or other mechanism that you own or control.

20. Limitation of Liability; Disclaimer of Damages

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL SATURN, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, SATURN MATERIALS, INTERFACE, THE PROTOCOL, AND/OR ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THIS DISCLAIMER OF LIABILITY EXTENDS TO ANY AND ALL DAMAGES CAUSED BY ANY THIRD PARTY (INCLUDING, WITHOUT LIMITATION, THOSE CAUSED BY FRAUD, DECEIT, OR MANIPULATION), WHETHER OR NOT A USER, OR ANY FAILURE, EXPLOIT, OR VULNERABILITY OF THE SERVICES, INTERFACE, THE PROTOCOL, SATURN MATERIALS, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF SATURN.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF SATURN, AND/OR ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID DIRECTLY TO SATURN FOR THE APPLICABLE SERVICES IN THE LAST SIX MONTHS OUT OF WHICH LIABILITY AROSE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

21. Dispute Resolution, Waiver of Class Action, and Mandatory Arbitration

21.1 Waiver of Class Actions and Right to Jury Trial

To the extent permissible by law, any claim, controversy, or dispute arising out of or related to this Agreement, or any products or services provided in connection with the Services (each a "Dispute") must be brought in your individual capacity, and not as a plaintiff or class member in any putative class, collective action, or representative proceeding (collectively, "Class Action Waiver"). The arbitrator may not consolidate more than one person’s claims or engage in any arbitration on behalf of a class. You agree that, by entering into this Agreement, you are waiving the right to a trial by jury and the right to participate in a class action.

21.2 Informal Resolution

Before filing a claim against Saturn, you agree to try to resolve the Dispute by first emailing legal@saturn.foundation with a description of your claim and proof of your relationship with Saturn. If we cannot resolve the Dispute within sixty days of our receipt of your first email, you or Saturn may then submit the Dispute to binding arbitration as provided herein.

21.3 Arbitration Agreement

All Disputes between you and Saturn must be resolved by final and binding arbitration. By agreeing to binding arbitration, you and Saturn expressly waive the right to formal court proceedings including without limitation trial by jury and class action. This Agreement affects interstate commerce, and the enforceability of this section will be substantively and procedurally governed by the Federal Arbitration Act 9 U.S.C. § 1, et seq. ("FAA"), to the extent applicable.

21.4 Conducting Arbitration

The arbitration shall be conducted by the BVI International Arbitration Centre ("BVI IAC") under its arbitration rules (the "BVI IAC Rules") then in effect. The most recent version of the BVI IAC Rules can be accessed on the BVI IAC’s website. These Terms shall govern any conflict between the BVI IAC Rules and these Terms. The number of arbitrators shall be one. The location and type of hearing shall be determined in accordance with the BVI IAC Rules. Further, a party’s right to request a hearing shall also be determined in accordance with the BVI IAC Rules. Unless otherwise ordered by an arbitrator or pursuant to the BVI IAC Rules, any in-person arbitration shall be in English and held remotely to the maximum extent and administered in the British Virgin Islands, or another mutually agreeable location.

21.5 Fees and Costs

Payment of all filing, administration, and arbitrator fees will be governed by the BVI IAC Rules. The arbitrator shall award to the prevailing party, if any, as determined by the arbitrator, all of its costs and fees incurred in connection with the arbitration, including without limitation arbitration filing and administrative fees, arbitrator fees, and reasonable attorneys’ fees, expert witness fees, and costs, unless such an award is prohibited by applicable law. In addition, if the arbitrator finds that either the substance of a claim or the relief sought was frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b) or any analogous rule or law), the arbitrator may award the opposing party its reasonable attorneys’ fees and costs incurred in responding to that claim.

21.6 Confidentiality

Saturn, the arbitrator, and you will each maintain the confidentiality of any arbitration proceedings, judgments, and awards including information shared and produced during the arbitration.

21.7 Arbitration Time for Filing

Any arbitration must be commenced by filing a demand for arbitration within six months after the date the party asserting the claim first knows or reasonably should know of the act, omission, or default giving rise to the claim. If applicable law prohibits a six month limitation period for asserting claims, any claim must be asserted within the shortest time period permitted by applicable law. If a claim is not filed within such period, the Dispute is permanently barred.

21.8 Excepted Claims

Notwithstanding this Section 21, there is no requirement to arbitrate, and you and Saturn may bring an individual small claims action in the small claims court in your and Saturn’s respective county of residence as provided under the BVI IAC Rules, or seek only a temporary restraining order or injunction for alleged breach of confidentiality obligations or alleged infringement or misappropriation of intellectual property in any court having jurisdiction; provided that, in each case, the action is brought as an individual action and not on a class or representative basis.

21.9 Severability

If any portion of this Section 21 is found to be unenforceable or unlawful for any reason, the unenforceable or unlawful provision shall be severed from these Terms and such severance of the provision(s) shall have no impact whatsoever on the remainder of this Section 21. Further, to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration, and the parties agree that litigation of those claims shall be stayed pending the outcome of any individual claims in arbitration. Lastly, if any provision in this Section 21 is found to prohibit an individual claim seeking public injunctive relief, such provision shall have no effect to the extent relief is allowed to be sought outside of arbitration. The remainder of this Section 21 shall remain in full force and effect.

21.10 Modification

Notwithstanding any term or provision in this Agreement to the contrary, you and Saturn agree that if Saturn makes any future material change to this Section 21, Saturn will notify you. Your continued use of the Services including the acceptance of products and services offered on the Interface following the posting of changes to this Section 21 constitutes your acceptance of any such changes.

22. Governing Law

These Terms and any Dispute shall be governed by, and construed in accordance with, the laws of the British Virgin Islands, without regard to its conflict of laws principles. Subject to the arbitration provisions of Section 21, any Dispute that is not subject to arbitration shall be resolved exclusively in the courts of the British Virgin Islands. Neither you nor Saturn may bring a Dispute in any court located in the United States.

23. Amendments to this Agreement

We reserve the right to amend, supplement, or otherwise modify these Terms at any time and in our sole discretion. If we make any material changes, we will notify you by posting the updated Terms on the Interface and updating the "Last updated" date above, or by other means of electronic communication. Your continued use of the Services after any updated Terms are posted constitutes your acceptance of the updated Terms. If you do not agree to any updated Terms, you must stop using the Services.

24. Miscellaneous Terms

24.1 Assignment

These Terms, and any other document, material, or information referenced herein are particular to you, and any attempt that you make to assign, novate, or transfer your rights, interests, liabilities, and/or obligations is null and void, unless you have received Saturn’s prior written consent. Saturn reserves the right to assign our rights without restriction, including without limitation to any of Saturn’s affiliates or subsidiaries, or to any successor in interest of any business associated with the Services. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their successors and permitted assigns.

24.2 Term and Survival

This Agreement will remain in effect for as long as you access the Services. We reserve the right to change, suspend, discontinue, or terminate, restrict, or disable your use of or access to parts or all of the Services or their functionality at any time at our sole discretion and without notice. All sections of this Agreement that by their nature should survive termination shall survive termination.

24.3 Nonwaiver of Rights

Saturn’s failure or delay in exercising any right, power, or privilege under these Terms shall not operate as a waiver thereof.

24.4 Severability

If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation, or by any governmental agency whether local, state, or federal, such provision shall be interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law, and the validity or enforceability of any other provision of the Terms shall not be affected.

24.5 Force Majeure

You acknowledge and consent that the Services are provided by us according to our current technological capability and other business conditions. While we have made every effort to ensure continuity and security of the Services, we are unable to completely foresee and hedge against all legal, technological, and other risks.

Saturn shall not be held liable for delays, failure in performance, or interruption of Services that result directly or indirectly from any cause or condition beyond our reasonable control. Such instances include: (a) acts of God such as earthquakes, fires, cyclones, explosions, typhoons, monsoons, landslides, lightning, storms, tempests, pandemics, droughts or meteors; (b) acts of war, whether declared or undeclared, including invasion, act of a foreign enemy, hostilities between nations, civil insurrection, or militarily usurped power, and acts of terrorism; (c) civil disorder, such as acts of a public enemy, malicious damage, terrorism, sabotage, or civil unrest; (d) embargoes or sanctions (such as confiscation, nationalization, requisition, expropriation, prohibition, restraint or damage to property by or under the order of any government or governmental authority); (e) unnatural disasters, such as ionizing radiation or contamination by radioactivity from any nuclear waste or from combustion of nuclear fuel; (f) labor disputes, including strikes, blockades, lock-outs, or other industrial disputes; (g) failure of telecommunication outlets, including the internet, communications networks and facilities, or other infrastructure, systems, operations or of equipment relevant to the provision or use of the Services; (h) data breaches or data-processing failure or incomplete processing; and/or (i) changes in laws or regulations that may materially affect the Digital Assets and/or blockchain industries (collectively, "Force Majeure Events").

24.6 Notice

Any notices or other communications provided by us under these Terms including those regarding modifications to these Terms will be posted online, in the Services, or through other electronic communication. You agree and consent to receive electronically all communications, agreements, documents, notices, and disclosures that we provide in connection with your use of the Services.

24.7 Privacy

To understand how Saturn collects, uses, and shares information about you, please review our https://saturn.credit/legal/privacy-policy.

24.8 Third Party Beneficiaries

Nothing in this Agreement, expressed or implied, is intended to confer upon any person, other than the parties and their successors and permitted assigns, any of the rights hereunder.

24.9 Entire Agreement

These Terms and every other term or provision applicable to you, including any document incorporated by reference herein, constitute the entire agreement and understanding between you and Saturn as to the subject matter hereof, and supersede any and all prior discussions, agreements, and understandings of any kind (including any prior versions of these Terms). Unless otherwise specifically stated, these Terms govern and control any conflict between these Terms and any other agreement you may have with Saturn.

24.10 Translation

These Terms are set forth in the English language and all communications including any notices or information being transmitted shall be in English. In the event that these Terms or any part of them is translated (for any proceedings, for your convenience, or otherwise) into any other language, the English language text of these Terms shall prevail.