Privacy Policy

This Privacy Policy explains Prism Research, Inc.'s ("Saturn," "we," "us," or "our") online and offline data practices, including the kinds of personal data we collect, how we collect and use it, and to whom we disclose it. This Privacy Policy applies to information we collect in the course of providing our services, including information about users of our websites https://saturn.credit and https://app.saturn.credit any related webpages and applications (the "Sites") and any other online or offline services we offer (collectively, our "Services"). This Privacy Policy incorporates our Terms of Service.

Please note that we are providing the following disclosures in this Privacy Policy in the interest of transparency. Such disclosures are not intended to waive any applicable exemptions under state and federal law.

If you are a visually-impaired customer, a customer who has another disability, or a customer who seeks support in another language, you may access this Privacy Policy by emailing us at privacy@saturn.foundation.

1. Personal Data We Collect

As used in this Privacy Policy, "personal data" means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with an identifiable individual. Personal data includes "personal information" and "personally identifiable information" as such terms are defined under applicable privacy laws.

Personal data does not include publicly available information, which includes information that is made available from federal, state, or local government records; information that we have a reasonable basis to believe is lawfully available to the general public, either through widely distributed media, or by the individual; and information that is made available by a person to whom the individual has disclosed the information if the individual has not restricted the information to a specific audience.

We may collect the following personal data:

a. Personal data you provide us

We collect personal data when you contact us, sign up for an account, sign up for our promotional emails, or otherwise interact with us. For example, we may collect information such as name, username and password, email address, postal address, purchase history, cryptocurrency payment/wallet addresses, social media handles, trading information and activity data (e.g., order history, lot size, short/long, date/time opened and closed, SL/TP levels, token type, account performance, and account identifiers linked to trading activity such as account ID), and any other information you choose to provide us.

b. Personal data collected automatically

We may use cookies and other tracking technologies such as web beacons, embedded scripts, and tags (collectively, "Cookies") which collect information from you automatically as you use our Services, including: (i) browser and device data, such as IP address, device identifier, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons, and the language version of the Services you are visiting; and (ii) usage data, such as geolocation data, browsing history, time spent on the Services, pages visited, links clicked, language preferences, and patterns of use. Please review Section 4 below for more information about our use of these technologies.

c. Personal data we collect from others

We may also collect information from the following sources:

  • Service providers. We may collect personal data via our service providers, including payment processing, hosting, analytics, customer and technical support, background check, identity verification, and other services. For example, we may collect personal data if you use a chatbot or live chat on our Services, provided by our third-party service provider.

  • Social media and other content platforms. We may also collect personal data through platforms such as Telegram, X, and LinkedIn, including if you access our Services through a third-party connection or login or interact with us on those platforms.

  • Affiliates. We may also collect personal data from our corporate affiliates, including our current and future parent companies, affiliates, subsidiaries, and other companies under common control and ownership.

  • Third-Party Business Partners. We may also collect personal data from third-party business partners, which may include data providers, business and marketing partners, joint marketing campaign partners, ad network providers, advertisers, and analytics companies ("Third-Party Business Partners").

2. Use of Personal Data

We may use the personal data we collect for the following purposes:

  • To provide, operate, and maintain our Services;

  • To improve, personalize, and expand our Services;

  • To determine your eligibility for our Services;

  • For identity verification;

  • To provide customer service and support;

  • To communicate with you in accordance with your preferences to provide you with updates and other information relating to our Services, and for marketing and promotional purposes through email and any other channels you choose to communicate with us;

  • To market our Services;

  • To market the services of others;

  • To prevent unauthorized, improper, or illegal activities on our Services;

  • For systems and data security;

  • For internal business purposes;

  • To perform internal analytics;

  • For targeted advertising;

  • To comply with our legal obligations, responding to subpoenas, court orders, or legal process; and to establish or exercise our legal rights or defenses against legal claims;

  • To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal data held by us about our customers is among the assets transferred; and

  • For purposes disclosed at the time we collect the information, or as otherwise set forth in this Privacy Policy, or for any other legal purpose not inconsistent with this Privacy Policy.

3. Disclosure of Personal Data

We may disclose personal data to the following categories of third parties:

  • Our affiliates. We may disclose personal data to our affiliates to provide our Services and for internal business purposes.

  • Service providers. We may disclose personal data to our service providers to provide services on our behalf, such as hosting, customer and technical support, analytics, marketing, background check, identity verification, and other services. For example, if you use a chatbot or live chat on the Sites, the information provided may be recorded and stored by our third-party provider on our behalf.

  • Other third parties. We may share your information with other third parties, such as joint marketing partners, third-party platform providers, including advertising, social media, and analytics companies, who assist us in serving advertising regarding our Services to others who may be interested.

  • Advertising partners and platforms. We may disclose your personal data to joint marketing campaign partners; third-party platform providers, including advertising, social media, and analytics companies, who assist us in serving advertising regarding the Services to others who may be interested; and third parties who use cookies to serve interest-based advertising and content on their respective third-party platforms that may be based on your preferences, location and/or interests.

  • Other Third-Party Business Partners. We may also disclose your personal data to other Third-Party Business Partners.

  • Business transferees. If we or our affiliates are involved in a merger, acquisition, asset sale, or other corporate combination, personal data may be transferred to the acquiring or surviving entity.

  • Professional advisors. We may disclose personal data to our professional advisors, including lawyers, auditors, bankers, and insurers, where necessary in the course of the professional services they render to us.

  • Authorities for compliance and harm prevention. Under certain circumstances, we may be required to disclose personal data if required to do so by law or in response to valid requests by public authorities, and/or in response to a threat of harm involving an individual's health and/or safety.

  • Other parties with your consent. We may disclose personal data to other parties with your consent.

4. Cookies and Tracking Technologies

As mentioned above, we use Cookies to collect and track information, improve and analyze our Sites, and promote content and services that relate to your interests. Cookies on the Sites generally fall into the following categories:

  • Strictly Necessary Cookies: These are required for the operation of our Sites. They include, for example, Cookies that enable you to log into secure areas.

  • Functional Cookies: These improve the functional performance of our Sites and make it easier for you to use.

  • Performance/Analytics. We may use cookies that are useful to assess the performance of our Sites, including as part of our analytic practices or otherwise to improve our Sites. For example, we may use Google Analytics or other service providers for analytics services. These analytics services may use cookies to help us analyze how users use the Sites. Information generated by these services (e.g., your IP address and other usage information) may be transmitted to and stored by Google Analytics and other service providers on servers in the U.S. or elsewhere and these service providers may use this information for purposes such as evaluating your use of the Sites, compiling statistic reports on the Site's activity, and providing other services relating to the Sites' activity and other Internet usage. You may exercise choices regarding the use of cookies from Google Analytics by going to https://tools.google.com/dlpage/gaoptout or downloading the Google Analytics Opt-out Browser Add-on.

  • Targeting/Advertising. We may use cookies to deliver content, including advertisements, relevant to your interests on our Sites based on how you interact with advertisements or content.

5. Children's Privacy

Our Services are not intended for children, and we do not knowingly collect any personal data from children under the age of 18. If you are a parent or guardian and you are aware that a child has provided us with personal data, please contact us, and we will take steps to remove that information from our servers.

6. Data Security

The security of your personal data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. We maintain appropriate technical, administrative, and physical safeguards to help protect the security of your personal data against unauthorized access, destruction, loss, alteration, disclosure or misuse, but we cannot guarantee its absolute security.

7. Data Retention

We retain personal data for as long as necessary to provide our Services, to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. We also retain certain personal data for internal analysis purposes. This personal data is generally retained for a shorter period, except when it is used to strengthen the security or to improve the functionality of our Services, or we are legally obligated to retain this data for longer time periods. Our determination of precise retention periods will be based on: (a) the length of time we have an ongoing relationship with you; (b) whether there is a legal obligation to which we are subject; and (c) whether retention is advisable given our legal position, including with regard to applicable statutes of limitations, litigation, or regulatory investigations.

8. International Transfers

We may transfer, store, and use information we collect and maintain about you, including personal data outside of your state, province, country, or other governmental jurisdiction. For such transfers, we take the necessary measures to ensure that your personal information receives an adequate level of protection. Please note that the data protection laws in the jurisdiction in which we process personal data may differ from those of your jurisdiction, and in certain circumstances, your personal data may be subject to access requests from governments, courts, law enforcement agencies or regulatory agencies in those other jurisdictions.

9. Promotional Communications

We may send you email updates regarding our Services, other announcements, and inquiries. If you no longer wish to receive promotional email communications from us, you may opt out via the unsubscribe link included in such emails or by emailing us at privacy@saturn.foundation. Please note that if you opt out of receiving promotional emails from us, we may still send you important administrative messages that are required to provide you with the Services or for other reasons disclosed in this Policy.

Additionally, with your consent, we may send you SMS messages for promotional purposes, internal business purposes, internal user research, and to provide customer service, including troubleshooting. To cancel the SMS service at any time, text "STOP" to any text message you receive or email privacy@saturn.foundation. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have unsubscribed. After this, you will no longer receive SMS messages from us. If you are experiencing issues with the messaging program you can text "HELP" for more assistance, or you can email privacy@saturn.foundation.

10. Links to Other Websites and Platforms

Our Services may contain links to other websites and platforms that are not operated by us. This Privacy Policy does not apply to third-party websites and platforms. We recommend that you review the privacy policies for third-party websites and platforms to understand how your personal data is used and stored by those third parties.

11. Updates to this Privacy Policy

We may change this Privacy Policy from time to time to reflect changes in our data practices or relevant laws. We will let you know of material changes consistent with applicable law, and will update "effective date" at the top of this Privacy Policy. We recommend periodically reviewing this Privacy Policy for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have questions or concerns regarding this Privacy Policy, please email us at privacy@saturn.foundation.